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RFG Capital Management LLC (RFG) is an investment advisory firm located in Arizona and may only provide investment advisory services to residents of Arizona and any other jurisdictions in which it is registered or exempt from registration as an investment adviser. Advisory services are offered by RFG Capital Management, LLC a Registered Investment Advisor in the State of Arizona. Richard F. Grant Jr. offers insurance products and services through American Insurance Planners, LLC, an affiliated company. Insurance licensed in AZ,OH,TX,FL,IN and MS. The presence of this web site shall in no way be construed or interpreted as a solicitation to sell or offer to sell advisory services to any residents of any State other than the State of Arizona and any other jurisdictions in which it is registered or exempt from registration as an investment adviser. All written content on this site is for information purposes only. Opinions expressed herein are solely those of RFG Capital Management, LLC and our editorial staff. Material presented is believed to be from reliable sources; however, we make no representations as to its accuracy or completeness. All written content is for informational purposes only. All information and ideas should be discussed in detail with your individual adviser prior to implementation.